- Main Objectives of Nidhi Company
- Savings – Nidhi Company Opens saving Account of its member, similar to a bank and Promoting the habit of saving money among Members.
- Loan – Nidhi Company only lends to its members
- Ease of Fund - Nidhi is the safest and the cheapest way of raising funds from the General public (just by registering them as members).
- Micro Banking – Provides Rural banking services to the remote population of the nation which is still devoid of national banks and NBFCs.